What Does Financing A Car Mean?

Financing a car means taking out a car loan for a certain amount of money that you pay back over time, with interest, at a monthly rate.

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Compare Auto Loan Rates

Compare which options fit your budget, credit score, and term length below.

Loan Term All

• All
• 24 to 84 months
• 12 to 120 months
• 36 to 84 months
• Up to 84 months
• 36 to 72 months
• 12 to 84 months

Min. Credit Score All

• All
• 500
• 510
• 575
• 580
• 640
• 680

Brand Min Cred Score Min Rate Term Min APR* Features Links

Used Car Loan

Min
Cred Score 575 Min
Rate Term 24 to 84 months Min
APR* 4.99%

• Below-average credit scores accepted
• Great interest rates
• Smooth and easy online experience

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Refinance Loan

Min
Cred Score 640 Min
Rate Term 12 to 120 months Min
APR* 5.29%

• Skip up to 3 car payments
• Average savings of $138 per month
• National lending network with competitive rates
• $0 out of pocket cost

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Refinance Loan

Min
Cred Score 510 Min
Rate Term 36 to 84 months Min
APR* 2.14%

• Average monthly savings of $145
• Online application
• Browse loan options found specifically for you

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General Loan

Min
Cred Score 580 Min
Rate Term Up to 84 months Min
APR* 3.2%

• Get approved in as little as 60 seconds
• All credit types gladly accepted
• Absolutely no obligation

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Refinance Loan

Min
Cred Score 500 Min
Rate Term 36 to 72 months Min
APR* 3.99%

• Great for customers with limited/no credit
• Offers special military rates
• A+ BBB rating

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Refinance Loan

Min
Cred Score 575 Min
Rate Term 24 to 84 months Min
APR* 4.75%

• Below-average credit scores accepted
• Great interest rates
• Smooth and easy online experience

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Refinance Loan

Min
Cred Score 500 Min
Rate Term 12 to 84 months Min
APR* 4.29%

• Specializes in auto refinancing
• A+ BBB Rating
• No application fee

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New Car Loan

Min
Cred Score 575 Min
Rate Term 24 to 84 months Min
APR* 4.75%

• Below-average credit scores
• Great interest rates
• Smooth and easy online experience

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Refinance Loan

Min
Cred Score 680 Min
Rate Term 36 to 72 months Min
APR* 5.69%

• Average savings of $111/month
• Secure, fully online platform
• Refinancing